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      • Mortgage FAQs
      • First-Time Home Buyer Program
      • Land Loans
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      • Check Application Status
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Pay a Person
Services
Pay a Person

Pay a Person 

Whether you’re splitting the bill or paying a friend back, Pay a Person lets you pay anyone through text message or email. And they don’t need a PEFCU account. Pay a Person gives you the freedom to conveniently send money to friends, family, or any person with a deposit account at a financial institution in the United States. All you need is their email address or mobile phone number. Payments can be one-time or set up as recurring to be delivered in real-time, the next day, or on a future date.

Here’s how Person a Person payments could help you bank better: 

  • The Pay a Person feature is a fast and safe way to send money.
  • The money could show up in your contact’s account almost immediately after you make a transfer. 
  • PEFCU accounts work with deposit accounts at financial institutions in the United States.

Simply log in to PEFCUMobile and select "Move Money" from the menu. From there, select the "Pay a Person" option to get started.

What is the Pay a Person feature?

Pay a Person is a quick and safe way for you to send money to a friend, family member, or other acquaintance by using their email address or phone number. Your contact can either choose to receive the money instantly in real-time or the next business day. This makes paying someone back, splitting the dinner bill, or just gifting someone a little cash much easier, saving you time and extra fees.  

Does my contact have to be a Pay a Person user?

No, they don’t have be a Pay a Person user. All they need is a phone number or email address and a share account or deposit account with any financial institution.

What is a Pay a Person real-time payment?

A Pay a Person real-time payment is a delivery option that allows your contact to receive payment instantly to their debit card.  If the contact chooses real-time payment, they’ll be charged a $1.00 fee.  

What is Pay a Person next-day payment?

A Pay a Person next-day payment is a delivery option that allows your contact to receive payment the next business day, at no cost.  If your contact chooses next-day payments, they will be required to enter their bank routing and account numbers for the next-day option. 

Is there a fee to use the Pay a Person feature?

You will not be charged a fee to use Pay a Person. However, if your contact chooses the real-time payment, they’ll be charged a $1.00 fee to claim the funds. If your contact chooses the next-day payment, they will not be charged.   

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By clicking on this link, you will be leaving the Credit Union's website and our Privacy Policy. This website is not operated by PEFCU. PEFCU makes no representations or warranties about any other website which you may access through this one. When you access non-PEFCU websites, even though they contain the PEFCU logo and content regarding PEFCU's products and services, such websites are independent of PEFCU and PEFCU has no control over the operation of non-PEFCU sites. In addition, a link to a non-PEFCU website does not mean that PEFCU endorses that website or has any responsibility for the use of such a website.

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