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Free Checking

Accounts

Free Checking

WOULDN'T YOU PREFER FREE AND CONVENIENT CHECKING?

We give you everything that you need from a checking account: and we make it free and easy! No minimum balance. No "Per Check" charge. Easy Access. 

Making a Deposit  to Your Account

PEFCU Mobile Banking’s Mobile Deposit feature is our most popular option for making deposits. For more information, please click here.

Other deposit options include:

  • Direct Deposit: Use your PEFCU routing number (263179817) and MICR account number to sign up for direct deposit through your employer, the government, and/or any other participating funder.
  • PEFCU Isle-of-Service ATM: Make unlimited deposits. For check deposits, only the first $600 will be made available immediately.
  • Local PEFCU Branch: Click here to check your nearest branch’s location and business hours.
  • Bank-By-Mail: Call us at 1-800-226-6673 or message us via Online Banking or the PEFCU Mobile Banking app to request pre-paid postage envelopes for your mail-in deposits. All Bank-by-Mail deposits will be posted on the day that they are received. We will also mail a receipt confirming delivery to you. 

What can Mobile Deposit do for you?

For qualifying accounts, you can conveniently deposit checks into your PEFCU savings and/or checking accounts from your smart phone. You will also be able to track and view all mobile deposits.

Instructions:

  1. Endorse the back of the check, including:
    • Required accountholder signature(s)
    • PEFCU account number that will receive the deposit
    • Note "For Mobile Deposits Only at PEFCU"
  2. From your mobile device, go to PEFCU Mobile Banking > Mobile Deposit
  3. Select the PEFCU account receiving the deposit from drop down list
  4. Enter the dollar amount of the check
  5. Press the “Check Front” and “Check Back” icons to take photos of the front and back of the endorsed check. All corners of the check must be visible.
  6. Press the “Submit” button to complete your mobile deposit. A message confirming your deposit will be displayed if the submission is successful.

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