Buying a Home?
The home must be an existing single-family block or frame residence located in Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia. We do not offer loans on vacation homes, rental properties, mobile homes, or condominiums.
- Apply for a purchase loan for up to 95% of the lesser of the purchase price or current appraised value
- Refinance up to 95% of the current appraised value to reduce your interest rate or adjust your payment term
- Apply for a second mortgage on a primary, single-family block or frame residence with payment terms up to 15 years
You can choose between fixed-rate loan programs with terms up to 30 years. Interest rates are determined by market conditions and are subject to change without notice. Other restrictions may apply.