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First Mortgage


First Mortgage

Buying a Home?

The home must be an existing single-family block or frame residence located in Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, and VirginiaWe do not offer loans on vacation homes, rental properties, mobile homes, or condominiums.    

  • Apply for a purchase loan for up to 95% of the lesser of the purchase price or current appraised value
  • Refinance up to 95% of the current appraised value to reduce your interest rate or adjust your payment term
  • Apply for a second mortgage on a primary, single-family block or frame residence with payment terms up to 15 years

You can choose between fixed-rate loan programs with terms up to 30 years. Interest rates are determined by market conditions and are subject to change without notice. Other restrictions may apply.

Current Rates


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