Buying or Refinancing a Home?

The home must be an existing single-family block or frame residence located in Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, and VirginiaWe do not offer loans on vacation homes, rental properties, mobile homes, or condominiums. Minimum loan amount is $25,000. Construction loans are not available.  

  • Apply for a purchase loan for the lesser of the purchase price or current appraised value.
  • Refinance up to the current appraised value to reduce your interest rate or adjust your payment term.
  • Refinance with additional cash out over your existing first mortgage balance and closing costs, financing available up to 90% of current appraised value. 

You can choose between fixed-rate loan programs with terms up to 30 years. Interest rates are determined by market conditions and are subject to change without notice. Other restrictions may apply.

Current Rates


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