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Deposit Rates

Accounts

Deposit Rates

Current  Deposit Rates

Annual Percentage Yields Declared for the Month of August 2020

For the Following:

Variable Rate Accounts Required Minimum Amounts
Savings Accounts* Dividend Rate APY To Open Account To Earn APY
Prime Share 0.15% 0.15% $5.00 $50.00
Special Clubs 0.15% 0.15% None None
Prime IRA Club 0.45% 0.45% $5.00 None
Share Draft 0.00% 0.00% None None
Money Market 0.30% 0.30% $1,000.00 $1,000.00

Current Rates and Annual Percentage Yields Offered Since 08/01/2020 (Subject to change every Tuesday) for the following:

Regular & IRA Certificates** Required Minimum Amounts
Term Dividend Rate APY To Open Account To Earn APY
Youth Cert.** 0.60% 0.60% $100.00 $100.00
6 Months 0.35% 0.35% $500.00 $500.00
1 Year 0.60% 0.60% $1,000.00 $1,000.00
2 Year 0.75% 0.75% $1,000.00 $1,000.00
3 Year 0.85% 0.85% $1,000.00 $1,000.00
4 Year 0.95% 0.95% $1,000.00 $1,000.00
5 Year 1.05% 1.05% $1,000.00 $1,000.00

**Available to members under 18 years of age - 12 month term

JUMBO Regular & IRA Certificates** Required Minimum Amounts
Term Dividend Rate APY To Open Account To Earn APY
6 Months 0.50% 0.50% $100,000.00 $100,000.00
1 Year 0.75% 0.75% $100,000.00 $100,000.00
2 Year 0.90% 0.90% $100,000.00 $100,000.00
3 Year 1.00% 1.00% $100,000.00 $100,000.00
4 Year 1.10% 1.10% $100,000.00 $100,000.00
5 Year 1.20% 1.21% $100,000.00 $100,000.00

NOTES

*The dividend rate and the Annual Percentage Yield (APY) on the maturity date.

** A penalty may be imposed for early withdrawal. Minimum balance to open account and obtain stated APY.

APY. RATES AND APYS ON ALL SHARE ACCOUNT TYPES LISTED ABOVE ARE SUBJECT TO CHANGE. SOME RESTRICTIONS MAY APPLY. PLEASE CONTACT ANY PEFCU REPRESENTATIVE FOR ADDITIONAL INFORMATION AND DISCLOSURES REGARDING SERVICE CHARGES AND TERMS.