HOW TO GET A FREE CREDIT REPORT THAT IS TRULY, 100 PERCENT FREE.

Thanks to a federal regulation, the big three credit bureaus-Equifax, Experian and TransUnion must give each of us a free credit report every year. That's great news; by checking your credit report you can make sure no one has "stolen" your financial identity by opening up accounts in your name that you don't know about. And it's also a great way to make sure no inadvertent mistakes have found their way into your report; even the smallest of mistakes can send your FICO credit score tumbling. So you always want to make sure your credit report is clean.

Please visit www.annualcreditreport.com to obtain your free report via the web.  You can also get your free credit report by calling 1-877-322-8228.