Schedule of Fees & Charges

Accounts

Schedule of Fees & Charges

EFFECTIVE 10/2018

Compare our list of Fees & Charges with those of any other financial institutions. You'll find that PEFCU doesn't charge for many services that the others do and that, when we do, the Fees & Charges are usually substantially less than those charged by the competition. BANKING at your Credit Union could literally save you hundreds of dollars each year in Fees & Charges alone!

SHARE & SHARE DRAFT CHARGES

 

One Time Credit Union Membership Fee

$2.00

Base Share (Savings) when Account falls 
         Below $50.00 (Per Month)

$2.00

Check Orders

Charges for check orders
depend on the style ordered.

Check Copy        (One Free Per Month)

$.75 *

Stop Payment      (Checking, ACH Item, or recurring VISA debit/credit transaction**)

$25.00**

NonSufficient Funds 
(Checking or ACH return items (NSF))

$25.00

Mobile Deposit Item Rejected

$25.00

Courtesy Pay

$25.00

Returned Item (Non-member)

$5.00

Returned Item (Payee same as payer)

$25.00

Account Activity Printout

$1.00

Statement Copy

$2.00

 
 

DEBIT CARD and ATM CHARGES

 
Card Replacement Fee $10.00

Presto! ATM Cash Withdrawals

$.50***

Foreign ATM Cash Withdrawals (Cash Advance)

$1.00***

Presto! ATM Balance Inquiries

$.25

Foreign ATM Balance Inquiries

$.50

International Transaction Fee

.8% of the International Transaction Amount

International Currency Conversion Fee

1% of the International Transaction Amount

 
 

VISA CREDIT CARD FEES

 

Late Fee

Up to $20.00

International Transaction Fee

.8% of the International Transaction Amount

International Currency Conversion Fee

1% of the International Transaction Amount

Foreign ATM Cash Withdrawals (Cash Advance) $1.00***

Credit Card Statement Copy

$2.00

Card Replacement Fee

$10.00

 
 

TELLER SERVICE CHARGES

 

Cashiers' Check

$3.00

Money Order

$.70

 

LOAN FEES  

                Personal Line of Credit (Personal Loc)                                                                                                               

Fee charged when payment is received on or after the 16th day late.  Fee will be equal to 5% of your payment amount
                 Closed End Consumer Loan Late Fee

Late fee of $15 will be charged when payment is received on or after the 16th day late.

 

 

MORTGAGE CHARGES

 

Mortgage Loan Origination

When Applicable

Mortgage Loan Late Fee

Fee charged when payment is received after the 16th of each month. Fee will be equal to 5% of your principal and interest payment amount.

 
 

OTHER SPECIAL SERVICES

 

Domestic Wire Transfer Fee (Outgoing)

$10.00

Bill Pay (unlimited bills)

Free

Convenience Payment Fee (Select payment methods)

$7.95

Dormant Account (after 12 months - monthly)

$5.00

Escheatment (Abandoned Property -transfer to state after 3 - 5 years)

$35.00

 

* No charge when required by Court Order or IRS Audit
** No charge to stop payment on lost or stolen share drafts
*** 1st four total ATM withdrawals per account/per month are free.

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