Loan Annual Percentage Rate

Rates are effective 10/1/2019 and are subject to change.

Loan Categories	APR*  As Low As
New Auto/Truck/Van	2.75%**
Used Auto/Truck/Van	2.99%**
New Boat & Recreational Vehicle	4.50%**
Used Boat & Recreational Vehicle	5.00%**
New Motorcycle	5.25%**
Used Motorcycle	5.75%**
Publix Stock (60%)	4.25% for 120 months
Publix Stock (80%)	6.25% for 120 months
Publix Stock (Single Payment 90 days)	6.00%
Publix Stock Purchase	4.50% for 48 months
Visa Credit Card	9.90% - 10.50% - 10.90%*
Visa Secured Credit Card	10.90%*
Savings/Share Secured	3.00% for 84 months
Certificate Secured	Contact Loan Dept. for Rate
Personal Line of Credit	9.00%*
Charge Account Payoff	16.00%
New Furniture, Appliance and PC	9.00%

*APR - Annual Percentage Rate. Rate is based on Credit Worthiness.

**Rate applies to new purchase and refinances from other financial institutions only. 

 

Mortgage Rates

As of January 21, 2020

RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE and are SUBJECT TO CREDIT APPROVAL
The Annual Percentage Rates (APR) posted are estimates and are intended for informational use only.

Your actual APR may vary.

First Mortgage Loans- The rates are displayed for conforming loan programs
and are based on a $150,000 Loan Amount with 20% down/equity.

Second Mortgage Loans- The rates are displayed for conforming
loan programs and are based on a loan amount of $20,000.00.

LOAN CATEGORY	RATE/APR
RATES QUOTED WITHOUT POINTS
1ST MORTGAGE
30YR FIXED	3.750% / 3.818%*
20YR FIXED	3.500% / 3.594%*
15YR FIXED	3.125% / 3.245%*
2ND MORTGAGE
15 YR FIXED	6.000% / 6.4160%*

*Annual Percentage Rate