Membership Eligibility


Membership Eligibility

Who are we?

Publix Employees Federal Credit Union is a not-for-profit, full service financial cooperative. As a member-owner, you reap the benefits in lower rates when you borrow and higher rates when you save. The primary mission of PEFCU is delivering the best value for lifelong relationships one member at a time.

You will find professional and confidential handling of all your financial business. And, the benefits last a lifetime, because it's "Once a member, always a member" at your credit union.

Are you Eligible?

The benefits of PEFCU membership are available to:

  • Retired and current associates of Publix Super Markets and their family members
  • Lone Palm associates and their family members
  • Family members of a current PEFCU member
  • City of Lakeland associates and their family members
  • Lakeland Automall associates and their family members
  • Regal Automotive associates of Lakeland, FL, and their family members
  • Bartow Ford associates and their family members
  • Larry Greenwald Insurance associates and their family members
  • United Hoist Equipment, Inc. associates and their family members
  • Wilde Honda associates, Sarasota, FL, and their family members

Steps for Joining:

To take advantage of PEFCU membership every member is required to maintain a Savings Account (Base Share Account) with a $50 minimum balance. You have 6 months from the date the account is opened to bring the balance to $50. After this time a fee of $2 a month will be assessed to your account if the balance falls below $50.

To open account: There is a $2 fee to join and $5 will need to be deposited into your Savings Account. Send a check or money order along with your completed application to your nearest PEFCU location – Attn: Member Services for at least $7 made payable to PEFCU.

  •  Print, complete, and sign then mail to your nearest Credit Union Office. Get list of office addresses and phone numbers ►
  •  Once your account is opened, you will receive a New Member Packet in the mail, which will include all your Important Account Information documents.

 PEFCU Account Disclosure -Important Account Information, click here to print/read.

 NCUA - Your Federal Share Account Insurance, click here to print/read.

 NCUA - Retirement Savings Insurance, click here to print/read.

 The printable forms require Adobe Acrobat Reader™.

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