The first step to PEFCU membership is opening a PEFCU Prime Share savings account:
- Earn higher than average dividends on our Deposit Accounts.
- Savings accounts are insured for up to $250,000 for single accounts and $500,000 for joint accounts by the National Credit Union Administration (NCUA).
- IRA accounts are insured for an additional $250,000 by NCUA.
- All accounts are fully backed by the U.S. Government.
- We have added free "Overdraft Protection" from your savings to your checking accounts to help you avoid costly returned check fees.
- We make saving easy and convenient! Use Direct Deposit to automatically deposit any portion of your paycheck into your PEFCU account(s).
- With a minimum daily balance of only $50 in your share savings account, you receive dividends and avoid a $2 monthly fee. A minimum daily balance of $5 is required to retain membership status.