Savings

Accounts

Savings

Earn More

The first step to PEFCU membership is opening a PEFCU Base Share savings account:

  • Earn higher than average dividends on our Deposit Accounts.
  • Savings accounts are insured for up to $250,000 for single accounts and $500,000 for joint accounts by the National Credit Union Administration (NCUA).
  • IRA accounts are insured for an additional $250,000 by NCUA.
  • All accounts are fully backed by the U.S. Government.
  • We have added free "Overdraft Protection" from your savings to your checking accounts to help you avoid costly returned check fees.
  • We make saving easy and convenient! Use Direct Deposit to automatically deposit any portion of your paycheck into your PEFCU account(s).
  • With a minimum daily balance of only $50 in your share savings account, you receive dividends and avoid a $2 monthly fee.  A minimum daily balance of $5 is required to retain membership status.

Making a Deposit to your Account:

PEFCU Mobile Banking’s Mobile Deposit feature is our most popular option for making deposits. For more information, please click here.

Other deposit options include:

  • Direct Deposit: Use your PEFCU routing number (263179817) and account number to sign up for direct deposit through your employer, the government, or any other participating funder.
  • PEFCU Isle-of-Service ATM: Make unlimited deposits. For check deposits, only the first $600 will be made available immediately.
  • Local PEFCU Branch: Click here to check your nearest branch’s location and business hours.
  • Bank-By-Mail: Call us at 1-800-226-6673 to request pre-paid postage envelopes for your mail-in deposits. All Bank-by-Mail deposits will be posted on the day that they are received. We will also mail a receipt confirming delivery to you. 

Third Party Checks Are Not Acceptable Deposits.  A third party check (check made payable to non-account holder) will be removed from your account, even if the check is endorsed by the payee to be deposited into your account. 

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