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      • CO-OP ATM Network
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      <em>Become a</em> Member Apply Now
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      • Compromised Account?
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      • Beware of Spoofing
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      • Cards Transaction Alerts
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Second Mortgage

Loans

Second Mortgage

Get the Most Out of Your Home

We offer a closed-end, fixed-rate Second Mortgage Loan (better known as a Home Equity Loan) to members on a primary residence with terms up to 15 years. The home must be an existing single-family block or frame residence located in Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia. Second Mortgage Loans are not available on vacation homes, rental properties, mobile homes, or condominiums.

Financing is available for up to 90% (100% if PEFCU holds the first mortgage loan) of the current appraised value minus the existing first mortgage loan balance. The minimum loan amount is $10,000.

The loan proceeds can be used for any worthwhile purpose; i.e., home improvement, debt consolidation, investment, etc. 

We do not offer a Home Equity Line of Credit (HELOC).

Current Rates

 

Apply Now

Publix Employees Federal Credit Union logo

Member Contact Center

1-800-226-6673

Toll Free Card Services

1-800-226-6673 ext 6602

NMLS#

403109

E-Mail

[email protected]

Routing Number

263179817

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You are now leaving the Publix Employees Federal Credit Union's web site

By clicking on this link, you will be leaving the Credit Union's website and our Privacy Policy. This web site is not operated by PEFCU. PEFCU makes no representations or warranties about any other Web site which you may access through this one. When you access non-PEFCU Web sites, even though they contain the PEFCU logo and content regarding PEFCU's products and services, such web sites are independent of PEFCU and PEFCU has no control over the operation of non-PEFCU sites. In addition, a link to a non-PEFCU Web site does not mean that PEFCU endorses that Web site or has any responsibility for the use of such a Web site.

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