Welcome to PEFCU’s new way of driving your dream car without the high monthly payments!
Our AutoChoice program offers you the freedom to enjoy a new or used vehicle with lower payments and multiple options at the end of your term.
Why Choose AutoChoice?
- Flexibility: You decide what happens at the end of your term based on your needs and preferences.
- Affordability: Lower monthly payments mean you can drive a better car for less money.
- Peace of Mind: Guaranteed future value protects you from market fluctuations.
How It Works:
- Lower Monthly Payments: Enjoy up to 40% lower monthly payments compared to traditional financing. This makes it easier to fit your dream car into your budget.
- Predetermined Future Value: Your vehicle’s end-of-term value is set at the time of financing, giving you greater confidence and clarity from the start.
- End-of-Term Options: When your term ends, you have several choices:
- Return the Vehicle: Return the vehicle and walk away without any further commitments*.
- Trade-In: Use the guaranteed future value to trade in your vehicle for another one.
- Keep the Vehicle: Simply refinance the remaining vehicle balance.
- No Hassles: We handle the disposition of the vehicle, making the process smooth and stress-free for you.
Financing Terms
· Loan Term: 24 to 72 months
· As Little as $0 Down: Start your loan with minimal upfront costs.
Example:
| Term | Conventional Payment | Flex Auto Loan | Payment Savings |
| 48 Months | $601 | $370 | $231 (38%) |
| 60 Months | $497 | $354 | $143 (29%) |
| 72 Months | $428 | $321 | $107 (25%) |
For illustrative purposes only; may not reflect current rates. Savings based on comparison to conventional auto loans. Savings may vary depending on vehicle. Subject to credit approval.
Get Started Today!
Drive smarter, not harder. Enjoy the freedom and flexibility of our innovative financing program today!
*Additional fees may apply.