Whether it’s vacations, weddings, or unexpected repairs – ready or not, life happens. When it does, PEFCU has a simple, stress-free personal loan that can help you get ahead. Our personal loan has a low rate and fixed terms that fit your budget.
Back-to-School Loans That Give Back
Need help with school supplies, tech, or other back-to-school costs? PEFCU personal loans offer flexible terms and competitive rates to help you cover it all.
Plus, for every personal loan financed during this campaign, we’ll donate $10 to Kiwanis of Lakeland, supporting local students—up to $5,000.
Apply Now and help a student start the school year strong.
For every personal loan funded between July 15, 2025 and September 15, 2025, Publix Employees Federal Credit union will donate $10 to Kiwanis of Lakeland, up to $5,000. Donation is not tax-deductible by the member and does not impact loan approval, terms, or rates. Promotion subject to change or end at any time without notice.
Whether your big event is planned or unplanned, applying for a personal loan is quick and easy. There's no application fee and no collateral required. Apply now via PEFCUOnline, or you can log in to PEFCUMobile and apply. Approval is based on creditworthiness.