Grow Your Savings
With a PEFCU Share Certificate, you can save money and earn great dividends over the short or long term. Share certificate dividends are generally higher than those paid on savings accounts, rewarding you with higher returns. You can get a fixed rate for the entire term of your certificate, with terms ranging from six months to five years.
Invest in a PEFCU Share Certificate that fits your needs!
*Annual Percentage Yield (APY) accurate as of 05/12/2025. Rates subject to change without notice. 4.50% APY is only available for members with a minimum account balance of $1,000. For complete details view Share Certificate rates on our website at PEFCU.com and access all account disclosures. For all Certificate products, the APY assumes dividends remain on deposit until the maturity date. A penalty will be imposed for early withdrawal. At maturity, the 7-month share certificate will automatically renew as a 6-month share certificate at the then-current rate and terms. Dividends are credited at maturity. Membership qualification required.
Dividend Payment Options:
- Reinvest your quarterly dividends directly into your PEFCU Share Certificate.
- Transfer your earnings to another PEFCU account or get paid by check.
9-month certificate dividends are paid at maturity.
Open a share certificate by
- Calling us at 1-800-226-6673
- Sending us a secure message through PEFCUMobile or PEFCUOnline
- Stopping by your local branch
View Our Rates
Federally insured by NCUA.