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Get Your Free Credit Report and Reduce the Risk of Fraud

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Get Your Free Credit Report and Reduce the Risk of Fraud

Reduce Your Fraud Risk

An amendment to the federal Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies (Equifax, Experian, and TransUnion) to provide you with a free copy of your credit report, at your request, once every 12 months. You may order your reports from one, two, or all three of the nationwide consumer reporting companies at the same time; or you may stagger your requests. It's your choice.

Visit www.annualcreditreport.com, call 1-877-322-8228, or complete an Annual Credit Report Request Form and mail to:

Annual Credit Report Request Service

PO BOX 105281

Atlanta, GA  30348-5281

A copy of the request form can be found at www.annualcreditreport.com.

Do not contact the three nationwide consumer reporting companies individually. They only provide the free annual credit reports through these sources.