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  • Accounts

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    • Savings
      • Deposit Rates
      • Clubs
      • Secondary Savings
      • Holiday Club Account
    • Free Checking
      • Overdraft Protection
      • Reorder Checks
    • Investments
      • Deposit Rates
      • Money Market
      • Share Certificates
      • IRAs
      • Investment FAQs
    • More Account Info
      • Applications & Forms
      • Direct Deposit
      • Schedule of Fees & Charges
      • PEFCU Privacy Policy
      • Check Membership Application Status
  • Loans

      Loan Products

      <em>Loan</em> Products Apply Now
    • Consumer Loans
      • Personal Loan
      • Publix Stock
      • Savings, Secured & Certificate Secured Loans
    • Vehicle & Boat Loans
      • Cars & Trucks
      • Motorcycles
      • UTVs/ATVs
      • Boats & RVs
      • Refinance Your Auto Loan
    • Mortgages
      • Conventional & Jumbo
      • Home Equity
      • Mortgage FAQs
      • First-Time Home Buyer Program
      • Land Loans
    • More Loan Info
      • Check Application Status
      • Loan Rates
  • Cards
  • Services

      Become a Member

      <em>Become a</em> Member Apply Now
    • Online Services
      • Online Banking
      • Move Money
      • Bill Pay
      • Pay a PEFCU Loan
    • Mobile Banking
      • Mobile Deposit
      • Pay a Person
      • External Transfers
    • Financial Tools
      • Calculators
      • FREE Credit Report
    • Protect Your Assets
      • Accidental Death & Dismemberment
      • Auto & Home Coverage
      • Life Insurance
      • NCUA Share Insurance
    • Other Services
      • CO-OP ATM Network
      • Wire Transfers
      • Free Notary & Signature Guarantee
      • Safe Deposit Box
      • Love My CU Rewards
      • Disaster Relief
  • About

      Become a Member

      <em>Become a</em> Member Apply Now
    • About Us
      • Membership Eligibility
      • Welcome to PEFCU
      • Annual Report
      • ADA / Web Accessibility
      • Bylaws
    • Locations & Hours
      • Lakeland Branch
      • Altamonte Springs Branch
      • Jacksonville Branch (Now Closed)
      • Lawrenceville Branch
      • Pembroke Pines Branch
      • Royal Palm Beach Branch
      • Sarasota Branch
      • Mandarin Branch
      • Normandy Branch (Coming Soon)
      • Kendall Town Branch
      • Oakbridge Branch (Coming Soon)
      • Coming Soon
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      • Holiday Closings
      • Live Chat FAQs
      • Find an ATM
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      • Compromised Account?
      • Disputes & Stop Payments
      • How We Contact You
    • Fraud Prevention
      • Beware of Spoofing
      • Banking Scams
      • More Safety Tips
    • Protect Your Cards
      • Lost or Stolen Card?
      • Cards Transaction Alerts
      • Card Controls Feature
      • Travel Notifications
      • VISA® Security Features
    • PEFCU Alerts & Updates
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    • Join Our Team
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Live Chat FAQs
About
Live Chat FAQs

Hours of Availability

  • Monday, Tuesday, Thursday, and Friday: 8:00 a.m. to 5:00 p.m.
  • Wednesday: 10 a.m. to 5 p.m.
  • Saturday, Sunday, and Credit Union Holidays: Closed

 

Terms of Service

By using PEFCU’s Live Chat, you agree that:

Publix Employees Federal Credit Union (PEFCU) is committed to protecting your personal privacy. Therefore, your participation in Live Chat is governed by the following guidelines to protect your privacy and security.

Disclosure of any information by you in the text of a Live Chat session, or any personal data contained in an associated e-mail message is strictly voluntary. You are under no obligation whatsoever to offer PEFCU any information.

All Live Chat sessions may be monitored and recorded for training and quality assurance purposes. Live Chat sessions are secure using Secure Socket Layer (SSL) Technology. PEFCU makes no warranty the Live Chat service will be available at any particular time.  Any abusive, defamatory, or inappropriate language during a Live Chat session will result in the termination of the session.

PEFCU makes no representations or warranties regarding the security of your personal computer, smartphone, “tablet” device or other forms of electronic access you may choose to use and PEFCU expressly disclaims any and all responsibility or liability arising from breach of security and/or any losses or damages resulting or arising there-from.

 Our Member Service Representatives will identify themselves in Live Chat, by entering their first name when responding to the member. So members or participants can identify that they are speaking with a PEFCU representative.

 PEFCU does not offer emailed chat transcripts to respect the privacy and security of the personally-identifiable information that may be disclosed during a Live Chat.  

Unauthorized attempts to upload information or change information on or using this service are strictly prohibited and may be punishable as criminal offenses under the Computer Fraud and Abuse Act of 1986 and the National Information Infrastructure Protection Act.

Penalty for False Statements: The US Criminal Code (Title 18 US Code Section 1001) provides that whoever, in any matter within the jurisdiction of the Government of the United States, knowingly and willfully - (1) falsifies, conceals, or covers up by any trick, scheme, or device a material fact; (2) makes any materially false, fictitious, or fraudulent statement or representation; or (3) makes or uses any false writing or document knowing the same to contain any materially false, fictitious, or fraudulent statement or entry; shall be fined or imprisoned not more than 5 years, or both.

For your own protection and security, do not respond to any unsolicited e-mails, telephone calls, chat requests or other communications that claim to come from PEFCU, or from any unknown person asking you to disclose or submit personal data.

Live Chat FAQs

How do I start a chat session?

Click the “Live Support Online-Click here” button to begin your chat session. When chat is unavailable, the button will display “Offline-Click to email” in red; however, you can still click the button to send us an email when Live Chat is unavailable.

Is my chat session secure?

Yes. PEFCU uses Secure Sockets Layer (SSL) that provides secure encrypted communication during chat sessions.

To whom am I communicating with through PEFCU Live Chat?

PEFCU representatives in our Member Contact Center are responsible for communications made through chat.  These Member Contact Center Representatives have been trained to offer assistance on PEFCU products and services in addition to technical issues and concerns.

How do I know I’m chatting with PEFCU?

  1. A lock icon should appear within the chat windows to indicate that there's a secure SSL connection
  2. The chat window’s internet address (URL address) should include "https://c.velaro.com"
  3. The SSL (Secure Socket Layer) certificate should be registered to velaro.com 
    • To check the certificate, click the lock icon within the chat window and select “view certificates” or “more information”. You will see the certificate name listed.
  4. Our representatives will always identify themselves to you, stating their name and their area of specialty

Is there a fee to use this service?

No. You can use PEFCU's Live Chat service for free! 

Who can I contact if I am having problems with PEFCU’s Live Chat?

If you experience issues with Live Chat, please call the Member Contact Center toll-free at  (800) 226-6673 (or call (863) 683-6404 Lakeland area); press Option 1; then Option 5.

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Contact Us

1-800-226-6673

NMLS#

403109

Routing Number

263179817

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You are now leaving the Publix Employees Federal Credit Union's website

By clicking on this link, you will be leaving the Credit Union's website and our Privacy Policy. This website is not operated by PEFCU. PEFCU makes no representations or warranties about any other website which you may access through this one. When you access non-PEFCU websites, even though they contain the PEFCU logo and content regarding PEFCU's products and services, such websites are independent of PEFCU and PEFCU has no control over the operation of non-PEFCU sites. In addition, a link to a non-PEFCU website does not mean that PEFCU endorses that website or has any responsibility for the use of such a website.

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