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  • Accounts

      Become a Member

      <em>Become a</em> Member Join Today
    • Savings
      • Deposit Rates
      • Clubs
      • Secondary Savings
      • Holiday Club Account
    • Free Checking
      • Overdraft Protection
      • Reorder Checks
    • Investments
      • Deposit Rates
      • Money Market
      • Share Certificates
      • IRAs
      • Investment FAQs
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      • Applications & Forms
      • Direct Deposit
      • Schedule of Fees & Charges
      • PEFCU Privacy Policy
      • Check Membership Application Status
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      Loan Products

      <em>Loan</em> Products Apply Now
    • Consumer Loans
      • Personal Loan
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      • Savings, Secured & Certificate Secured Loans
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      • Cars & Trucks
      • Motorcycles
      • UTVs/ATVs
      • Boats & RVs
      • Refinance Your Auto Loan
    • Mortgages
      • Conventional & Jumbo
      • Home Equity
      • Mortgage FAQs
      • First-Time Home Buyer Program
      • Land Loans
    • More Loan Info
      • Check Application Status
      • Loan Rates
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      Become a Member

      <em>Become a</em> Member Apply Now
    • Online Services
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      • Move Money
      • Bill Pay
      • Pay a PEFCU Loan
    • Mobile Banking
      • Mobile Deposit
      • Pay a Person
      • External Transfers
    • Financial Tools
      • Calculators
      • FREE Credit Report
    • Protect Your Assets
      • Accidental Death & Dismemberment
      • Auto & Home Coverage
      • Life Insurance
      • NCUA Share Insurance
    • Other Services
      • CO-OP ATM Network
      • Wire Transfers
      • Free Notary & Signature Guarantee
      • Safe Deposit Box
      • Love My CU Rewards
      • Disaster Relief
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      Become a Member

      <em>Become a</em> Member Apply Now
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      • Membership Eligibility
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      • Compromised Account?
      • Disputes & Stop Payments
      • How We Contact You
    • Fraud Prevention
      • Beware of Spoofing
      • Banking Scams
      • More Safety Tips
    • Protect Your Cards
      • Lost or Stolen Card?
      • Cards Transaction Alerts
      • Card Controls Feature
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      • VISA® Security Features
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Membership Eligibility
About
Membership Eligibility

Who are we?

Headquartered in Lakeland, FL, Publix Employees Federal Credit Union (PEFCU) is a member-owned co-operative that was founded in 1957 to meet the financial needs of Publix Super Markets, Inc. associates and their family members. PEFCU maintains a five-star rating by Bauer Financial and boasts an “A+” in financial health.

When you join PEFCU you’re more than just a number. You are an owner of a thriving, not-for-profit cooperative. PEFCU, with over $1 billion in assets, is ranked in the top five percent of credit unions nationwide. We have a strong, shared commitment to the financial well-being of our members. The credit union’s earnings are returned to you in the form of stellar products and services. PEFCU is committed to helping you live your best financial life!

Are you Eligible?

The benefits of PEFCU membership are available to:

  • Retired and current associates of Publix Super Markets, Inc. and their immediate family members
  • Lone Palm associates and their family members
  • Immediate family or household members of a current PEFCU member
  • City of Lakeland associates and their family members
  • Lakeland Automall associates and their family members
  • Regal Automotive associates of Lakeland, FL, and their family members
  • Bartow Ford associates and their family members
  • Larry Greenwald Insurance associates and their family members
  • United Hoist Equipment, Inc. associates and their family members
  • Wilde Honda associates, Sarasota, FL, and their family members

Benefits of PEFCU Membership

  • Competitive Rates & Excellent Terms on:
    • Mortgages             
    • Car & Truck Loans             
    • Boat & RV Loans             
    • Motorcycle & new UTV/ATV loans            
    • First-Time Home Buyer Program             
    • First-Time Car Buyer Program  
  • Access to Nearly 30,000 Surcharge-Free ATMs*
  • Free Checking Account—No Minimum Balance Required!
  • Low-Rate Visa® Credit Card with Rich Rewards
  • Quick & Easy Mobile Deposits
  • Free Bill Pay
  • Free Financial Education
  • No Monthly Service Fees on Checking Accounts
  • Free FICO® Score via PEFCUMobile
  • Free Check Cashing
  • Free e-Statements
  • Free Notary Services
  • Free Holiday Club Savings Account
  • Free Automatic Overdraft Protection for your Checking Account

*Cash and check deposits can be made at certain CO-OP ATMs

Joining Is Easy:

Minimum requirements for all PEFCU members:

  • Open a savings account (Prime Share Account) with a minimum $5 deposit. 

Join Today!  Click here

 

To open account:

  • Submit an application online (click here for an online application); or
  • Call the Member Contact Center (1-800-226-6673) to request an application by mail; or
  • Print, complete, and sign application form found here; then mail to your nearest PEFCU branch office; or
  • Visit your local branch to join in person.

To open the Prime Share Account, $5 will need to be deposited into your Prime Share Savings Account. Send a check or money order along with your completed application to your nearest PEFCU location – Attn: Account Opening for at least $5 made payable to PEFCU. Once your account is opened, you will receive a New Member Packet in the mail, which will include all your Important Account Information documents. Get list of office addresses and phone numbers ►

 

Important disclosures:

  •  NCUA - Your Federal Share Account Insurance, click here to print/read our Federal Share Account Insurance.
  •  NCUA - Retirement Savings Insurance, click here to print/read about our Retirement Savings Insurance.

 The printable forms require Adobe Acrobat Reader™.

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Contact Us

1-800-226-6673

NMLS#

403109

Routing Number

263179817

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You are now leaving the Publix Employees Federal Credit Union's website

By clicking on this link, you will be leaving the Credit Union's website and our Privacy Policy. This website is not operated by PEFCU. PEFCU makes no representations or warranties about any other website which you may access through this one. When you access non-PEFCU websites, even though they contain the PEFCU logo and content regarding PEFCU's products and services, such websites are independent of PEFCU and PEFCU has no control over the operation of non-PEFCU sites. In addition, a link to a non-PEFCU website does not mean that PEFCU endorses that website or has any responsibility for the use of such a website.

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