| Rates & Fees
Schedule of Fees and Charges
EFFECTIVE 09/01/2010
Compare our list of Fees & Charges with those of any other financial institutions. You'll find that PEFCU doesn't charge for many services that the others do and that, when we do, the Fees & Charges are usually substantially less than those charged by the competition. BANKING at your Credit Union could literally save you hundreds of dollars each year in Fees & Charges alone!
SHARE & SHARE DRAFT CHARGES
| One Time Credit Union Membership Fee |
$2.00 |
Base Share (Savings) when Account falls
Below $50.00 (Per Month) |
$2.00 |
| Check Orders |
Charges for check orders
depend on the style ordered. |
| Check Copy (One Free Per Month) |
$.75 * |
| Stop Payment (Checking or ACH Item) |
$20.00** |
NonSufficient Funds
(Checking or ACH return items (NSF)) |
$20.00 |
| Bill Pay (NSF) Fee |
$25.00 |
|
Courtesy Pay |
$20.00 |
| Deposited Item Returned |
$5.00 |
|
Deposited Item Returned (Written same name) |
$25.00 |
| Account Activity Printout |
$1.00 |
| Statement Copy |
$2.00 |
DEBIT CARD and ATM CHARGES
| Presto! ATM Initial Card |
$2.00 |
| Presto! & CheckMate Debit Card PIN Notice (Per Member Request) |
$2.00 |
| Card Replacement Fee |
$10.00 |
| Presto! ATM Cash Withdrawals |
$.50*** |
| Foreign ATM Cash Withdrawals |
$1.00*** |
| Presto! ATM Balance Inquiries |
$.25 |
| Foreign ATM Balance Inquiries |
$.50 |
| International Transaction Fee |
.8% of the International Transaction Amount |
| International Currency Conversion Fee |
1% of the International Transaction Amount |
VISA CREDIT CARD FEES
|
Late Fee |
Up to $20.00 |
| International Transaction Fee |
.8% of the International Transaction Amount |
| International Currency Conversion Fee |
1% of the International Transaction Amount |
|
Credit Card Statement Copy |
$2.00 |
|
Card Replacement Fee |
$10.00 |
TELLER SERVICE CHARGES
|
Cashiers' Check |
$3.00 |
| Money Order |
$.70 |
| Travelers' Checks |
$1.00 per $100.00 |
Mortgage Charges
|
Mortgage Loan Origination |
When Applicable |
| Mortgage Loan Late Fee |
Fee charged when payment is received after the 16th of each month. Fee will be equal to 5% of your principal and interest payment amount. |
OTHER SPECIAL SERVICES
| Domestic Wire Transfer Fee (Outgoing) |
$10.00 |
| International Wire Transfer Fee (Outgoing) |
$35.00 |
| Western Union Wire Fee (Outgoing) |
Actual Charge From
Western Union |
| Bill Pay (unlimited bills) |
Free |
| Dormant Account (after 12 months - monthly) |
$5.00 |
| Escheatment (Abandoned Property -transfer to state) |
$35.00 |
|
|
|
* No charge when required by Court Order or IRS Audit
** No charge to stop payment on lost or stolen share drafts
*** 1st four total ATM withdrawals per month are free. |
