Deposit Rates

Annual Percentage Yields Declared For the Month of APRIL 2008

For The Following:

Variable Rate Accounts			Required Minimum Amounts
Savings Accounts*	Dividend Rate	APY	To Open Account	To Earn APY
Base Share	1.00%	1.01%	$5.00	$50.00
Special Clubs	1.00%	1.00%	None	None
Share Draft	0.75%	0.75%	$25.00	None
Base IRA Club	2.25%	2.29%	$5.00	None

Current Annual Percentage Yields Declared for the Month of MAY 2008

For The Following:

PDMA Accounts			Required Minimum Amounts
Account	Dividend Rate	APY	To Open Account	To Earn APY
PDMA	2.50%	2.53%***	$1,000.00	$1,000.00

 

 

Current Rates and Annual Percentage Yields Offered Since May 6, 2008 (Subject to change every Tuesday) 

For The Following:

 

Regular & IRA Certificates**			Required Minimum Amounts
Term	Dividend Rate	APY	To Open Account	To Earn APY
Youth Cert.**	2.90%	2.93%	$100.00	$100.00
6 Months	2.55%	2.57%	$500.00	$500.00
1 Year	2.65%	2.68%	$1,000.00	$1,000.00
2 Year	2.75%	2.78%	$1,000.00	$1,000.00
3 Year	2.80%	2.83%	$1,000.00	$1,000.00
4 Year	2.85%	2.88%	$1,000.00	$1,000.00
5 Year	2.90%	2.93%	$1,000.00	$1,000.00

  **Available to members under 18 years of age -12 month term

JUMBO Regular & IRA Certificates**			Required Minimum Amounts
Term	Dividend Rate	APY	To Open Account	To Earn APY
6 Months	2.80%	2.82%	$100,000.00	$100,000.00
1 Year	2.90%	2.93%	$100,000.00	$100,000.00
2 Year	3.00%	3.03%	$100,000.00	$100,000.00
3 Year	3.05%	3.09%	$100,000.00	$100,000.00
4 Year	3.10%	3.14%	$100,000.00	$100,000.00
5 Year	3.15%	3.19%	$100,000.00	$100,000.00

NOTES:

* The dividend rate and the APY may change after the account is opened.

** A penalty may be imposed for early withdrawal. Minimum balance to open account and obtain stated APY.

***Balances below $1,000 will earn Share Draft dividend and APY.

APY. RATES AND APYS ON ALL SHARE ACCOUNT TYPES LISTED ABOVE ARE SUBJECT TO CHANGE. SOME RESTRICTIONS MAY APPLY. PLEASE CONTACT A MEMBERSHIP SERVICES OR INVESTMENT ASSOCIATE FOR ADDITIONAL INFORMATION AND DISCLOSURES REGARDING SERVICE CHARGES AND TERMS.