First Mortgage

Loans

First Mortgage

Buying a  Home?

We offer a conventional mortgage loan to members for the purchase or refinance of their primary home . The home must be an existing single-family, block or frame, detached residence located in Florida or Georgia. We do not offer loans on vacation homes, rental properties, mobile homes, condominiums or townhouses.  

Purchase loans available up to 95% of the purchase price or current appraised value, whichever is less.  No construction loans available.  

Refinance with additional cash out over your existing 1st mortgage balance and closing costs, financing available up to 90% of the current appraised value. This additional cash can be used for any worthwhile purpose such as paying off an equity loan, home improvement, debt consolidation, and/or investment.

Refinance to reduce your rate/term paying off just your existing 1st mortgage balance and closing costs, financing available up to 95% of the current appraised value.

You can choose between fixed rate loan programs with terms up to 30 years. Interest rates are determined by market conditions and are subject to change without notice. Other restrictions may apply. 

Current Rates

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