Schedule of Fees & Charges

Accounts

Schedule of Fees & Charges

EFFECTIVE 08/2017

Compare our list of Fees & Charges with those of any other financial institutions. You'll find that PEFCU doesn't charge for many services that the others do and that, when we do, the Fees & Charges are usually substantially less than those charged by the competition. BANKING at your Credit Union could literally save you hundreds of dollars each year in Fees & Charges alone!

SHARE & SHARE DRAFT CHARGES

 

One Time Credit Union Membership Fee

$2.00

Base Share (Savings) when Account falls 
         Below $50.00 (Per Month)

$2.00

Check Orders

Charges for check orders
depend on the style ordered.

Check Copy        (One Free Per Month)

$.75 *

Stop Payment      (Checking, ACH Item, or recurring VISA debit/credit transaction**)

$25.00**

NonSufficient Funds 
(Checking or ACH return items (NSF))

$25.00

Mobile/ATM Returned Deposit Item

$25.00

Courtesy Pay

$25.00

Deposited Item Returned

$5.00

Deposited Item Returned (Written same name)

$25.00

Account Activity Printout

$1.00

Statement Copy

$2.00

 
 

DEBIT CARD and ATM CHARGES

 
Card Replacement Fee $10.00

Presto! ATM Cash Withdrawals

$.50***

Foreign ATM Cash Withdrawals (Cash Advance)

$1.00***

Presto! ATM Balance Inquiries

$.25

Foreign ATM Balance Inquiries

$.50

International Transaction Fee

.8% of the International Transaction Amount

International Currency Conversion Fee

1% of the International Transaction Amount

 
 

VISA CREDIT CARD FEES

 

Late Fee

Up to $20.00

International Transaction Fee

.8% of the International Transaction Amount

International Currency Conversion Fee

1% of the International Transaction Amount

Foreign ATM Cash Withdrawals (Cash Advance) $1.00***

Credit Card Statement Copy

$2.00

Card Replacement Fee

$10.00

 
 

TELLER SERVICE CHARGES

 

Cashiers' Check

$3.00

Money Order

$.70

 
 

MORTGAGE CHARGES

 

Mortgage Loan Origination

When Applicable

Mortgage Loan Late Fee

Fee charged when payment is received after the 16th of each month. Fee will be equal to 5% of your principal and interest payment amount.

 
 

OTHER SPECIAL SERVICES

 

Domestic Wire Transfer Fee (Outgoing)

$10.00

Bill Pay (unlimited bills)

Free

Convenience Payment Fee (Select payment methods)

$7.95

Dormant Account (after 12 months - monthly)

$5.00

Escheatment (Abandoned Property -transfer to state after 3 - 5 years)

$35.00

 

* No charge when required by Court Order or IRS Audit
** No charge to stop payment on lost or stolen share drafts
*** 1st four total ATM withdrawals per account /per month are free.

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