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Vehicle Loans

Our lending team is anxious to help you drive away in the vehicle of your dreams! We offer exceptionally low interest rates on new and used cars, trucks, motorcycles, recreational vehicles and boats. Contact us today and let us assist you with any of these buying processes.

Advantages of borrowing from PEFCU

  • Use our link to NADA Car Value Reports below to help ensure you are getting the best deal available for your next vehicle.
  • Terms are available up to 84 months on new cars and trucks and 72 months on used cars and trucks. Motorcycle terms are up to 48 months on new or 36 months on used. Recreational Vehicles and New/Used Boat terms are available up to 120 months on new and 84 months on used.
  • Hassle Free – Personal service, fast approval, and great rates.
  • Protect your budget and your family with Loan Payment Protection Insurance (optional coverage available).

Guaranteed Asset Protection (GAP) Insurance Available
This protects you when a gap exists between the actual value of your vehicle and the amount of money owed on it. Learn More

Loan Protection Insurance Available
To protect you and your family from a financial burden, optional credit life insurance and disability insurance for loans are available at a reasonable cost. Learn more about loan protection insurance or ask for details when you apply for your loan.

Applying for a loan is easy:

NADA Car Value Reports

Current Rates
Loan Calculator
Loan Application
Payroll Deduction
Auto Advisors


Loan Protection Insurance GAP
Mechanical Breakdown Protection