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Direct Deposit

Payroll, Social Security, Tax Refunds, Federal Payments

Information you should know

PEFCU Routing/ABA Number: 263179817
Use only numeric values.  No dashes or other non-numeric fields should be entered for direct deposit.
• Have your funds deposited to one PEFCU account. Call PEFCU and we can set up distributions to other accounts for you. See Payroll Distribution information  below.
PEFCU Direct Deposit account numbers can be in two different formats. (See examples below)
      o The 12 digit MICR number found on the bottom of your PEFCU checks
      o A 10 digit account number to include the base account number and share ID.
 
  1) MICR Number Format  

   

 
Publix Super Markets Associates: To sign up for Direct Deposit, you will need to log into the PASSport system provided by Publix Super Markets and enter your PEFCU direct deposit account number. 
 
Other Employees: To sign up for Direct Deposit, complete your company’s direct deposit form with your PEFCU direct deposit account number. Turn the completed form into your company for processing.
 
Social Security / Tax Refunds/ Federal Benefits: To set up Direct Deposit for your Social Security benefit, Tax Refunds or other Federal Benefit programs, complete the online Direct Deposit Account Information, visit www.godirect.org or call the U.S. Treasury Processing at 1-800-333-1795
 2) 10 Digit Account Number Format (These are NOT actual account numbers and are for example purposes only.)
 
If your account number is 88888800 and you wish to have funds direct deposited to your checking, share ID - “71”
  •  The direct deposit account number will be 8888880071.  If your account number is less than 8 digits, add additional zeros to the front of your account number to make it 10   digits in length, ex. 0088880071.  
If your account number is 88888800 and you choose direct deposit to your savings, share ID - “00”.  
  • The direct deposit account number will be 8888880000.    If your account number is less than 8 digits, add additional zeros to the front of your account number to make it 10 digits in length, ex. 0088880000.
PAYROLL DISTRIBUTIONS

 

Once you have set up Direct Deposit, we can set up Payroll Distributions for you. With Payroll Distributions you can have funds deposited into different accounts each pay period without having to do a thing!  The remainder of the funds will be deposited into the account of your choice. Best of all, Payroll Distributions are FREE and can be changed by calling PEFCU at any time!

 

Never Miss a Loan Payment:  A great feature of Payroll Distribution is the option to have your PEFCU loan payments automatically withdrawn from your direct deposit. Imagine never having to worry about missing a loan payment. You can protect your credit score that you’ve worked so hard to build and eliminate the possibility of late fees.

 

To elect your Payroll Distributions, call 1 (800) 226-6673, or stop by any Branch Location. 

EHL
NCUA

The National Credit Union Administration (NCUA) is the federal agency that charters and supervises federal credit unions and insures savings in federal and most state-chartered credit unions across the country through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government. For more information on the NCUA, please visit their website at www.ncua.gov.