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We give you all you will ever need from a Checking Account and we make it EASY! We offer FREE - No Minimum Balance, No "Per Check" Charge, and Easy Access.
Combine our Checking Account with a Visa CheckMate Debit Card and you can leave the hassles of writing checks behind.
Opening a PEFCU Checking Account is Easy:
  • Qualifications: A minimum $5 balance in your savings account and at least 13 years of age. 
Print, complete, and mail the Membership Application to your nearest PEFCU office.  Or, if you are already a PEFCU Member and would like to add a Checking Account simply print, complete, and mail the Checking Application to your nearest PEFCU office. 
Please note: The Credit Union reserves the right to close this account due to, but not limited to, the following abuses: numerous returned items, suspected kiting activity, suspected fraud or recurring negative account balances.
Making a Deposit to your Account:
Bank-by-Mail - is our most popular option.  We have postage paid envelopes to help you send in deposits and your deposit will be posted on the day it is received.  We will then send you a receipt and another blue deposit envelope for your next deposit.  Call us today at 1-800-226-6673, we will be happy to send you deposit envelopes. 
E-Deposit - if your account qualifies for E-Deposit you will be able to make check and money order deposits immediately from your home or mobile.  Just log-in to Home Banking and click on E-Deposit.  Your deposit up to $3,000 is available immediately.  Call today to see if your account qualifies.

The National Credit Union Administration (NCUA) is the federal agency that charters and supervises federal credit unions and insures savings in federal and most state-chartered credit unions across the country through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government. For more information on the NCUA, please visit their website at