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Identity Theft Brochure
Fraud Alerts
Web Site Security
Phishing Brochure
Preventing and Responding to Identity Theft (ID Theft)
Did you know you can be a victim of ID Theft even if you never use a computer? Your personal information can be obtained by your wallet being stolen, rummaging through your trash (known as dumpster diving), or picking up a receipt at a restaurant that has your account number on it. 
 
Here are a few tips to minimize your risk:
·       Do business with reputable companies.
·       Take advantage of security features – passwords and other security features add layers of protection if used appropriately.
·       Check privacy policies to see how a company will use of distribute your information.
·       Be careful what information you publicize on public forums or social media.
·       Use and maintain anti-virus software and a firewall.
·       Be aware of your account activity.  Pay attention to your statements by using E-Statement at www.pefcu.com. Also, check your credit report free annually at www.annualcreditreport.com.
 
If your ID does get stolen take action as soon as possible – here are a few steps to follow:
·       Contact the companies and financial institutions where you have accounts.
·       Contact the main credit reporting companies (Equifax, Experian, TransUnion) and have a fraud alert placed on your credit reports to prevent new accounts being opened. 
·       File a report with the local police for an official record of the incident.
·       Check out the following websites for additional information:
o   Federal Trade Commission – www.ftc.gov
o   United States Department of Justice – www.usdoj.gov
o   Social Security Administration – www.ssa.gov
 
 
 
*excerpt – http://www.us-cert.gov/ncas/tips/ST05-019
 

 

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The National Credit Union Administration (NCUA) is the federal agency that charters and supervises federal credit unions and insures savings in federal and most state-chartered credit unions across the country through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government. For more information on the NCUA, please visit their website at www.ncua.gov.