Did you know you can be a victim of ID Theft even if you never use a computer? Your personal information can be obtained by your wallet being stolen, rummaging through your trash (known as dumpster diving), or picking up a receipt at a restaurant that has your account number on it.
Here are a few tips to minimize your risk:
· Do business with reputable companies.
· Take advantage of security features – passwords and other security features add layers of protection if used appropriately.
· Check privacy policies to see how a company will use of distribute your information.
· Be careful what information you publicize on public forums or social media.
· Use and maintain anti-virus software and a firewall.
If your ID does get stolen take action as soon as possible – here are a few steps to follow:
· Contact the companies and financial institutions where you have accounts.
· Contact the main credit reporting companies (Equifax, Experian, TransUnion) and have a fraud alert placed on your credit reports to prevent new accounts being opened.
· File a report with the local police for an official record of the incident.
· Check out the following websites for additional information:
o Federal Trade Commission – www.ftc.gov
o United States Department of Justice – www.usdoj.gov
o Social Security Administration – www.ssa.gov
*excerpt – http://www.us-cert.gov/ncas/tips/ST05-019