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Schedule of Fees and Charges
EFFECTIVE 11/01/2013
Compare our list of Fees & Charges with those of any other financial institutions. You'll find that PEFCU doesn't charge for many services that the others do and that, when we do, the Fees & Charges are usually substantially less than those charged by the competition. BANKING at your Credit Union could literally save you hundreds of dollars each year in Fees & Charges alone!
SHARE & SHARE DRAFT CHARGES
One Time Credit Union Membership Fee
$2.00
Base Share (Savings) when Account falls 
         Below $50.00 (Per Month)
$2.00
Check Orders
Charges for check orders
depend on the style ordered.
Check Copy        (One Free Per Month)
$.75 *
Stop Payment      (Checking or ACH Item)
$25.00**
NonSufficient Funds
(Checking or ACH return items (NSF))
$25.00
 
Mobile/ATM Returned Deposit Item
 

$25.00
Courtesy Pay
$25.00
Deposited Item Returned
$5.00
Deposited Item Returned (Written same name)
$25.00
   
Account Activity Printout
$1.00
Statement Copy
$2.00
DEBIT CARD and ATM CHARGES
PEFCU ATM Initial Card
$2.00
PEFCU & CheckMate Debit Card PIN Notice (Per Member Request)
$2.00
Card Replacement Fee
$10.00
Presto! ATM Cash Withdrawals
$.50***
Foreign ATM Cash Withdrawals
$1.00***
Presto! ATM Balance Inquiries
$.25
Foreign ATM Balance Inquiries
$.50
International Transaction Fee
.8% of the International Transaction Amount
International Currency Conversion Fee
1% of the International Transaction Amount
VISA CREDIT CARD FEES
Late Fee
Up to $20.00
International Transaction Fee
.8% of the International Transaction Amount
International Currency Conversion Fee
1% of the International Transaction Amount
Credit Card Statement Copy
$2.00
Card Replacement Fee
$10.00
TELLER SERVICE CHARGES
Cashiers' Check
$3.00
Money Order
$.70
Travelers' Checks
$1.00 per $100.00
Visa Gift Cards (in office purchase)
$3.95
Visa Gift Cards (on-line purchase)
$7.95
Mortgage Charges
Mortgage Loan Origination
When Applicable
Mortgage Loan Late Fee
Fee charged when payment is received after the 16th of each month. Fee will be equal to 5% of your principal and interest payment amount.
OTHER SPECIAL SERVICES
Domestic Wire Transfer Fee (Outgoing)
$10.00
Western Union Wire Fee (Outgoing)
$25.00
 
Bill Pay (unlimited bills)
Free
Convenience Payment Fee (Select payment methods)
$7.95
Dormant Account (after 12 months - monthly)
$5.00
Escheatment (Abandoned Property -transfer to state after 3 - 5 years)
$35.00
 
* No charge when required by Court Order or IRS Audit
** No charge to stop payment on lost or stolen share drafts
*** 1st four total ATM withdrawals per month are free.
EHL
NCUA

The National Credit Union Administration (NCUA) is the federal agency that charters and supervises federal credit unions and insures savings in federal and most state-chartered credit unions across the country through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government. For more information on the NCUA, please visit their website at www.ncua.gov.